3/11/2023 0 Comments Awa health insurance reviews![]() ![]() You can get a tailored quote on the Saga website. Saga provides award-winning and comprehensive policies So, I really don’t like it and I am in the process of filing a complaint to the Department of Insurance to get my initial payment back.Health insurance specifically aimed at Over 50s At one point I was directed to a third part who told me they are not a part of this health insurance company and could not answer any of my questions. Before I filed a complaint to the department of insurance in the state I live I was contacted from their collection department notifying me that my coverage is temporarily suspended. After the effective date I went to see a doctor and they decline to pay the portion of the payment that was promised by the agent or broker who contacted me first, then when they send me the scheduled benefit health plans many important coverage were not available and for some benefits there is only one day benefit per calendar year. Without hesitation I gave him my debit card information. I was looking for a health insurance and I was contacted by a fast talking broker or agent who offered a seemingly affordable health insurance. I'm an honest tax paying middle class male and I once again have learned the hard way and I'm out my $115 joining fee and one $264 monthly payment. So I hope this might help someone that is in my shoes and is new to the health insurance shopping world. ![]() After getting only $10 off of my one generic prescription which cost me $88, only $50 off of a $250 Ortho co-pay and was now told that USHEALTH GROUP/FREEDOM LIFE also denied an M.R.I. Just the orthopedic surgeon alone will cost $25, 000! I was told very clearly by the insurance agent that I would have no worries, no co-pay for surgery and that at least 40% of the operation would be covered. After talking to the surgeon I found out that only $2000 of the surgery will be covered for all of my medical needs for an entire year by USHEALTH GROUP/FREEDOM LIFE. So I was shopping for a health insurance that would help me with my torn rotator cuff, knowing that I needed surgery and I was very clear to the sales agent of my condition. What a rip off! I just dropped USHEALTH GROUP/FREEDOM LIFE! I recently lost my health coverage at my employer of 10 years due to cut backs. The only thing good was when I called to cancel the representative I spoke to was kinda whispering telling me other sites to go to to get assistance with my medications. I just talked to the prescription provider and they aren't even covered and there is no way to get them covered!!! They will only cover $300 a year for labs, x-rays and diagnostics. My meds are thousands of dollars so obviously that won't cover them. HA!!! The packet says either the $10 or $20 or 50% which ever is greater. I was told that ANY medication would be covered and my cost would be $10 or $20 depending on generic or brand name. I was told that CVS Caremark would be my Prescription Plan provider, nope. I was told that Cigna would be my Health insurance provider, nope. Received my benefit packet in the mail and nothing is the same as what I was told. Paid $313 for my monthly payment and $99 one time enrollment fee FYI enrollment fee is non-refundable. Probably talked to them 5-6 times before I agreed. ![]() After searching for quotes online I was contacted by an agent for this company. I have a pre-existing condition and am on VERY expensive medications. IF YOU ARE CONSIDERING THIS FOR MEDICAL INSURANCE PUT YOUR COMPUTER DOWN AND BACK AWAY SLOWLY!!! Just dropped this insurance!!! Started when I was online looking for health insurance. Please be smarter than I was and DO NOT get a policy with US Health Group!!! Also, I did some more research after my ordeal and found a great article on the Consumer Reports page: I called my credit card company to state that I was scammed and did not know what I was getting myself into. When I called at 11:40 and 1pm, the woman who answered the phone told me that everyone in the customer service department was 'out to lunch' and that they would give me a call back. I waited until Tuesday to call and confirm my policy had been accepted since I had not received a confirmation email like the sales person, Jay, had told me. I applied on a Saturday, after hearing it was the final day of the "open enrollment" period to get the plan when I needed it buy. I had tried all the major companies and to save myself some money I thought I would get a plan from US Health Group. Like many of the reviews below, I was let go from my company of 5 years and needed my own health insurance. ![]()
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